@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600&family=Syne:wght@700;800&display=swap');

:root {
  --navy: #0f1f2e;
  --navy-mid: #1a2f42;
  --red: #c0392b;
  --red-dark: #a93226;
  --red-light: #e74c3c;
  --gold: #d4a843;
  --white: #ffffff;
  --off-white: #f7f5f2;
  --gray-light: #eceae7;
  --gray-mid: #8a8a8a;
  --gray-text: #4a4a4a;
  --text: #1a1a1a;
  --radius: 6px;
  --shadow: 0 4px 24px rgba(0,0,0,0.12);
  --shadow-lg: 0 12px 48px rgba(0,0,0,0.18);
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'DM Sans', sans-serif; font-size: 16px; line-height: 1.7; color: var(--text); background: var(--white); }
h1,h2,h3,h4 { font-family: 'Syne', sans-serif; line-height: 1.15; color: var(--navy); }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { max-width: 1100px; margin: 0 auto; padding: 0 24px; }
.section { padding: 72px 0; }
.section-alt { background: var(--off-white); }
.section-dark { background: var(--navy); }
.text-center { text-align: center; }
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 14px 28px; border-radius: var(--radius); font-family: 'DM Sans', sans-serif; font-size: 15px; font-weight: 600; cursor: pointer; border: none; transition: all 0.2s ease; text-decoration: none; }
.btn-red { background: var(--red); color: var(--white); }
.btn-red:hover { background: var(--red-dark); transform: translateY(-1px); box-shadow: var(--shadow); }
.btn-outline { background: transparent; color: var(--white); border: 2px solid rgba(255,255,255,0.6); }
.btn-outline:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }
.btn-lg { padding: 18px 36px; font-size: 17px; }
.top-bar { background: var(--red); color: var(--white); text-align: center; padding: 10px 24px; font-size: 14px; font-weight: 500; }
.top-bar a { color: var(--white); font-weight: 700; }
.site-header { background: var(--navy); position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 16px rgba(0,0,0,0.3); }
.header-inner { display: flex; align-items: center; justify-content: space-between; padding: 16px 24px; max-width: 1100px; margin: 0 auto; }
.logo-name { font-family: 'Syne', sans-serif; font-size: 18px; font-weight: 800; color: var(--white); line-height: 1.1; }
.logo-tag { font-size: 11px; color: var(--gold); letter-spacing: 0.08em; text-transform: uppercase; font-weight: 500; }
.nav-links { display: flex; gap: 28px; list-style: none; }
.nav-links a { color: rgba(255,255,255,0.75); font-size: 14px; font-weight: 500; transition: color 0.2s; }
.nav-links a:hover, .nav-links a.active { color: var(--white); }
.nav-phone { color: var(--gold); font-family: 'Syne', sans-serif; font-size: 18px; font-weight: 700; }
.hamburger { display: none; background: none; border: none; cursor: pointer; padding: 4px; flex-direction: column; gap: 5px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--white); transition: all 0.3s; }
.hero { background: var(--navy); padding: 80px 0 72px; position: relative; overflow: hidden; }
.hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at 70% 50%, rgba(192,57,43,0.12) 0%, transparent 65%); pointer-events: none; }
.hero-inner { max-width: 1100px; margin: 0 auto; padding: 0 24px; display: grid; grid-template-columns: 1fr 380px; gap: 60px; align-items: center; }
.hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(192,57,43,0.15); border: 1px solid rgba(192,57,43,0.4); color: #e87070; font-size: 12px; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; padding: 6px 14px; border-radius: 100px; margin-bottom: 20px; }
.hero-badge::before { content: ''; width: 6px; height: 6px; background: var(--red-light); border-radius: 50%; animation: pulse 2s infinite; }
@keyframes pulse { 0%,100% { opacity:1; transform:scale(1); } 50% { opacity:0.5; transform:scale(1.3); } }
.hero h1 { font-size: clamp(32px, 4vw, 52px); color: var(--white); margin-bottom: 20px; }
.hero h1 span { color: var(--red-light); }
.hero-sub { font-size: 18px; color: rgba(255,255,255,0.7); margin-bottom: 32px; max-width: 520px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 40px; }
.hero-trust { display: flex; gap: 28px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 8px; color: rgba(255,255,255,0.6); font-size: 13px; font-weight: 500; }
.trust-icon { color: var(--gold); }
.hero-card { background: var(--white); border-radius: 12px; padding: 32px 28px; box-shadow: var(--shadow-lg); }
.hero-card-title { font-family: 'Syne', sans-serif; font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 20px; text-align: center; }
.contact-form { display: flex; flex-direction: column; gap: 12px; }
.contact-form input, .contact-form textarea, .contact-form select { width: 100%; padding: 12px 14px; border: 1.5px solid var(--gray-light); border-radius: var(--radius); font-family: 'DM Sans', sans-serif; font-size: 14px; color: var(--text); background: var(--white); transition: border-color 0.2s; outline: none; }
.contact-form input:focus, .contact-form textarea:focus, .contact-form select:focus { border-color: var(--navy); }
.contact-form textarea { resize: vertical; min-height: 90px; }
.contact-form .btn { width: 100%; justify-content: center; }
.form-note { font-size: 11px; color: var(--gray-mid); text-align: center; margin-top: 4px; }
.urgency-bar { background: var(--navy-mid); padding: 20px 0; border-top: 3px solid var(--red); }
.urgency-inner { max-width: 1100px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.urgency-text { color: var(--white); font-size: 15px; font-weight: 500; }
.urgency-text strong { color: var(--gold); }
.urgency-phone { font-family: 'Syne', sans-serif; font-size: 28px; font-weight: 800; color: var(--white); letter-spacing: 0.02em; }
.urgency-phone a { color: inherit; }
.section-eyebrow { font-size: 11px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: var(--red); margin-bottom: 10px; }
.section-header { margin-bottom: 48px; }
.section-header.text-center { text-align: center; }
.section-header h2 { font-size: clamp(26px, 3vw, 38px); margin-bottom: 14px; }
.section-header p { font-size: 17px; color: var(--gray-text); max-width: 580px; }
.section-header.text-center p { margin: 0 auto; }
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; margin-top: 48px; }
.service-card { background: var(--white); border: 1.5px solid var(--gray-light); border-radius: 10px; padding: 28px 24px; transition: all 0.25s ease; }
.service-card:hover { border-color: var(--navy); box-shadow: var(--shadow); transform: translateY(-3px); }
.service-icon { width: 48px; height: 48px; background: rgba(15,31,46,0.08); border-radius: 10px; display: flex; align-items: center; justify-content: center; margin-bottom: 16px; color: var(--navy); font-size: 22px; }
.service-card h3 { font-size: 17px; margin-bottom: 8px; }
.service-card p { font-size: 14px; color: var(--gray-text); line-height: 1.6; }
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.why-list { display: flex; flex-direction: column; gap: 20px; }
.why-item { display: flex; gap: 16px; align-items: flex-start; }
.why-num { width: 36px; height: 36px; background: var(--red); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-family: 'Syne', sans-serif; font-weight: 800; font-size: 14px; flex-shrink: 0; }
.why-item h4 { font-size: 16px; margin-bottom: 4px; }
.why-item p { font-size: 14px; color: var(--gray-text); }
.why-image { background: var(--navy); border-radius: 12px; padding: 40px; color: var(--white); }
.stat-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.stat-item { text-align: center; }
.stat-num { font-family: 'Syne', sans-serif; font-size: 42px; font-weight: 800; color: var(--gold); line-height: 1; margin-bottom: 6px; }
.stat-label { font-size: 13px; color: rgba(255,255,255,0.6); }
.process-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; margin-top: 48px; }
.process-step { text-align: center; }
.step-circle { width: 56px; height: 56px; background: var(--navy); color: var(--white); border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; font-family: 'Syne', sans-serif; font-size: 20px; font-weight: 800; }
.process-step h4 { font-size: 15px; margin-bottom: 6px; }
.process-step p { font-size: 13px; color: var(--gray-text); }
.insurance-box { background: var(--navy); border-radius: 12px; padding: 48px; color: var(--white); display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.insurance-box h2 { color: var(--white); font-size: 30px; margin-bottom: 16px; }
.insurance-box p { color: rgba(255,255,255,0.75); margin-bottom: 24px; }
.insurance-list { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.insurance-list li { display: flex; align-items: flex-start; gap: 12px; color: rgba(255,255,255,0.8); font-size: 15px; }
.insurance-list li::before { content: '✓'; color: var(--gold); font-weight: 700; font-size: 14px; flex-shrink: 0; margin-top: 2px; }
.area-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(160px, 1fr)); gap: 12px; margin-top: 32px; }
.area-tag { background: var(--white); border: 1.5px solid var(--gray-light); border-radius: var(--radius); padding: 10px 16px; font-size: 14px; font-weight: 500; color: var(--navy); text-align: center; transition: all 0.2s; }
.area-tag:hover { border-color: var(--navy); background: var(--navy); color: var(--white); }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
.contact-detail { display: flex; gap: 14px; align-items: flex-start; margin-bottom: 20px; }
.contact-detail-icon { width: 40px; height: 40px; background: var(--off-white); border-radius: 8px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; color: var(--navy); font-size: 18px; }
.contact-detail-text strong { display: block; font-size: 14px; color: var(--gray-mid); font-weight: 500; margin-bottom: 2px; }
.contact-detail-text span { font-size: 16px; font-weight: 600; color: var(--navy); }
.contact-form-card { background: var(--white); border: 1.5px solid var(--gray-light); border-radius: 12px; padding: 36px; box-shadow: var(--shadow); }
.contact-form-card h3 { font-size: 20px; margin-bottom: 24px; }
.site-footer { background: var(--navy); color: rgba(255,255,255,0.6); padding: 56px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand p { font-size: 14px; line-height: 1.7; margin-top: 12px; max-width: 280px; }
.footer-col h4 { font-family: 'Syne', sans-serif; color: var(--white); font-size: 14px; margin-bottom: 16px; letter-spacing: 0.05em; text-transform: uppercase; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.footer-col a { font-size: 14px; color: rgba(255,255,255,0.55); transition: color 0.2s; }
.footer-col a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; font-size: 13px; }
.page-hero { background: var(--navy); padding: 56px 0; text-align: center; }
.page-hero h1 { color: var(--white); font-size: clamp(28px, 3.5vw, 44px); margin-bottom: 12px; }
.page-hero p { color: rgba(255,255,255,0.65); font-size: 18px; max-width: 560px; margin: 0 auto; }
.breadcrumb { display: flex; align-items: center; justify-content: center; gap: 8px; font-size: 13px; color: rgba(255,255,255,0.4); margin-bottom: 16px; }
.breadcrumb a { color: rgba(255,255,255,0.55); }
.mobile-nav { display: none; flex-direction: column; background: var(--navy-mid); padding: 16px 24px 24px; }
.mobile-nav a { color: rgba(255,255,255,0.8); padding: 12px 0; font-size: 16px; border-bottom: 1px solid rgba(255,255,255,0.08); display: block; }
.mobile-nav.open { display: flex; }
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-card { display: none; }
  .why-grid { grid-template-columns: 1fr; }
  .insurance-box { grid-template-columns: 1fr; gap: 28px; }
  .process-steps { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .nav-links { display: none; }
  .hamburger { display: flex; }
}
@media (max-width: 600px) {
  .section { padding: 48px 0; }
  .urgency-inner { flex-direction: column; text-align: center; }
  .footer-grid { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: 1fr; }
  .insurance-box { padding: 28px 20px; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { text-align: center; justify-content: center; }
}